rockmom
09-01-2008, 07:16 PM
McCain's Plan (http://www.johnmccain.com/Informing/Issues/19ba2f1c-c03f-4ac2-8cd5-5cf2edb527cf.htm)
A brief summary of McCain's plan:
# Market-based approach that will provide more tax incentives to individuals to purchase private-market health coverage
# Offers tax incentives of $2,500 for individuals and $5,000 to families
# Tax incentives are funded by repealing tax deductions for health insurance costs presently provided to employers
# Employer-sponsored health plans otherwise continues as is
# Under McCain’s market-based system, theoretically the healthy should see their premiums reduced (although the sick will pay higher premiums)
# Federal subsidies to state health programs to provide insurance to high-risk pools
Obama's Overview (http://www.barackobama.com/issues/healthcare/)
Obama's Plan (http://www.barackobama.com/pdf/issues/HealthCareFullPlan.pdf) (10 pages of details with an additional 2 pages of citations)
A brief summary of Obama's plan:
# Guaranteed coverage for any American or permanent resident who wishes it by providing access to a national health plan that is similar to the plan available to federal employees
# No mandate for individuals to purchase health insurance, which is a fundamental difference with the Hillary Clinton health care plan
# Subsidies for individuals who are above eligibility for Medicaid and SCHIP but still in need of assistance
# Creates a National Health Insurance Exchange for private market insurance that will be governed by a regulatory body. Only plans that are approved based on pre-defined standards will be accepted into the exchange
Side by side comparison of the two plans. (http://decision.healthcare.com/obama-mccain/)
A brief summary of McCain's plan:
# Market-based approach that will provide more tax incentives to individuals to purchase private-market health coverage
# Offers tax incentives of $2,500 for individuals and $5,000 to families
# Tax incentives are funded by repealing tax deductions for health insurance costs presently provided to employers
# Employer-sponsored health plans otherwise continues as is
# Under McCain’s market-based system, theoretically the healthy should see their premiums reduced (although the sick will pay higher premiums)
# Federal subsidies to state health programs to provide insurance to high-risk pools
Obama's Overview (http://www.barackobama.com/issues/healthcare/)
Obama's Plan (http://www.barackobama.com/pdf/issues/HealthCareFullPlan.pdf) (10 pages of details with an additional 2 pages of citations)
A brief summary of Obama's plan:
# Guaranteed coverage for any American or permanent resident who wishes it by providing access to a national health plan that is similar to the plan available to federal employees
# No mandate for individuals to purchase health insurance, which is a fundamental difference with the Hillary Clinton health care plan
# Subsidies for individuals who are above eligibility for Medicaid and SCHIP but still in need of assistance
# Creates a National Health Insurance Exchange for private market insurance that will be governed by a regulatory body. Only plans that are approved based on pre-defined standards will be accepted into the exchange
Side by side comparison of the two plans. (http://decision.healthcare.com/obama-mccain/)